Sheilla Lavadia

Team Leader/ Sr. Loan Officer


My name is Sheilla Lavadia.  I am a Mortgage Broker with 20 years of experience under my belt.  I am a mother and a wife, but a hustler on the side.  I love helping first time home buyers and I love educating and giving consultation.  I want to share my experiences and love to work and surround myself with like mind individuals.   

Phone: (425) 218-5534

NMLS#: 1399453

License states: Arkansas, Oregon, Texas, Florida, Arizona, Washington, California

Spoken Language: English, Tagalog

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My reviews on Google

Very responsible, easy to talk and good work
We’re so grateful to the team who we have trusted and guide us through the process! You guys are the absolute definition of consummate professionalism. I would definitely say that you are in the best hands with this amazing team! 🙌🏻
This was our first time buying a home, so we had a lot of questions and things we wanted to understand better. Throughout the whole process, Sheilla was able to communicate with us and answer all of our home loan/financing questions we had, and talk with us about what unfamiliar terms and practices meant. Thanks to her help, we had a much better understanding of what we were doing and could feel more confident moving forward. Sheilla and her team are very transparent with all the transactions. We highly recommend their team.

My reviews on Zillow

I wanted to take a moment to express my sincere gratitude for the exceptional service provided by everyone during the house closing process. As a first-time homebuyer, I had many questions and concerns, but everyone’s professionalism, efficiency, and attention to detail made the entire experience seamless. Here are a few highlights that truly stood out: 1. Clear Communication: Your team consistently kept me informed at every step. Whether it was explaining the paperwork, coordinating with the title company, or addressing any last-minute issues, your communication was prompt and thorough. 2. Timely Responses: I appreciate how quickly you responded to my emails and phone calls. It made me feel valued as a client and alleviated any anxiety I had about the process. 3. Expertise: Your knowledge of the real estate market and loan procedures was evident. You guided me through the maze of documents, ensuring that I understood each one before signing. 4. Smooth Closing: The closing day was stress-free, thanks to your meticulous planning. Everything was in order, and I felt confident that I was making the right decision. Please extend my heartfelt thanks to everyone involved.You truly made a difference in my home buying journey, and I am excited to start this new chapter in my life.
Sheila was very helpful throughout the purchase process. Available all the time to questions and constant support. Very friendly and cooperative, respectful and friendly.
Sheilla Lavadia was a great lender. Even when she was on vacation she answered all my concerns and even though she was in hard situations to get access to her computer while she was on vacation (the time difference ) she always had a way of satisfying my needs. She's very helpful, very patient, and very responsive. She'll walk me through the whole process and guide me with every step. She goes beyond and above to meet my expectation and answer all my concern.She did a great job. Sheilla is one of the great people who love to see people's happy faces. Thank you Sheilla

My reviews on Loan Factory

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 184 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders

What makes us different?


  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders

Other brokers

  • Provide customized, real-time rate quotes
  • Immediate notification of any market rate movements
  • Comprehensive rate comparisons across all lenders
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