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MORTGAGE TAILORED FOR YOU.

Watch this 2-minute video to start your buying journey and get access to:

  • Personalized mortgages
  • Streamlined loan process
  • Extensive loan options
  • Expert professionals on the team
  • Active support and customer service
Mortgage Process

OUR MORTGAGE PROCESS

  • Check the rates on our website
  • Complete the loan application and get pre-approved
  • Lock in the interest rate/cost
  • Order Appraisal Report
  • Processing Your Loan
  • Signing the loan documents
  • Funding and closing your loan

Mortgage Moments

Explore our collection of short videos packed with essential tips and insights on loans and mortgages. Perfect for busy individuals looking to make informed decisions quickly.

Want more personalized advice? Schedule a Consultation today!

What our customers say

Overall Rating

5

( 5 ratings)

Write a review
  • Manilyn Delantar
    Manilyn Delantar
    August 10, 2019

    Sheilla Lavadia was a great lender. She's very helpful, very patient and very responsive. She'll walk you through the whole process and guide you with every step. She goes beyond and above to meet your expectation and answer all your concern. She did a great job.

  • malvin 2122
    malvin 2122
    March 23, 2020

    The whole processed was almost perfect, a little bump at the end but Sheilla pulled through. She is very knowledgeable and will guide and help u until the end! I highly recommend her!!

  • yaeleleta
    yaeleleta
    October 2, 2023

    Sheilla Lavadia was a great lender. Even when she was on vacation she answered all my concerns and even though she was in hard situations to get access to her computer while she was on vacation (the time difference ) she always had a way of satisfying my needs. She's very helpful, very patient, and very responsive. She'll walk me through the whole process and guide me with every step. She goes beyond and above to meet my expectation and answer all my concern.She did a great job. Sheilla is one of the great people who love to see people's happy faces. Thank you Sheilla

  • jeduardomachuca
    jeduardomachuca
    March 8, 2024

    Sheila was very helpful throughout the purchase process. Available all the time to questions and constant support. Very friendly and cooperative, respectful and friendly.

  • khoadtran93
    khoadtran93
    April 13, 2024

    I wanted to take a moment to express my sincere gratitude for the exceptional service provided by everyone during the house closing process. As a first-time homebuyer, I had many questions and concerns, but everyone’s professionalism, efficiency, and attention to detail made the entire experience seamless. Here are a few highlights that truly stood out: 1. Clear Communication: Your team consistently kept me informed at every step. Whether it was explaining the paperwork, coordinating with the title company, or addressing any last-minute issues, your communication was prompt and thorough. 2. Timely Responses: I appreciate how quickly you responded to my emails and phone calls. It made me feel valued as a client and alleviated any anxiety I had about the process. 3. Expertise: Your knowledge of the real estate market and loan procedures was evident. You guided me through the maze of documents, ensuring that I understood each one before signing. 4. Smooth Closing: The closing day was stress-free, thanks to your meticulous planning. Everything was in order, and I felt confident that I was making the right decision. Please extend my heartfelt thanks to everyone involved.You truly made a difference in my home buying journey, and I am excited to start this new chapter in my life.

Overall Rating

5

( 24 ratings)

Write a review
  • Dylan Duque
    Dylan Duque
    a week ago

    Team worked with was very Professional and We were able to Close a Condo on time. Would recommend to use again!

  • Evgeny Goldin
    Evgeny Goldin
    2 weeks ago

    Great experience, very professional service. Thank you!

  • Melaku Mulissa
    Melaku Mulissa
    a month ago

    Sheilla Lavadia, I would love to express my gratitude to you and rest of your colleagues. specially on day one when I had talk with you I never thought the confidence you gave me and you walked me through easy way on this complicated mortgage situation. Without you and your team I wouldn’t be the owner of the house 🏠 we’re enjoying . I do appreciate you all for such great support and patience. My family and I are very grateful for having you as loan processor. I also have confidence many people can be lucky enough if they work with you and your team.Melaku Mulissa/ Mekdes Berecha❤️🙏

  • Marlon Ocampo
    Marlon Ocampo
    3 months ago

    Very responsible, easy to talk and good work

  • Keiye Anne Guinto
    Keiye Anne Guinto
    4 months ago

    We’re so grateful to the team who we have trusted and guide us through the process! You guys are the absolute definition of consummate professionalism. I would definitely say that you are in the best hands with this amazing team! 🙌🏻

  • Karen Tungal
    Karen Tungal
    4 months ago

    She's patient and almost all knowing when it comes to mortgages! If you need help with anything about homeownership, she's the right person to go to.

  • Sharon Reyes
    Sharon Reyes
    4 months ago

    Loans by Sheilla has helped me many times in my house purchases and several refinancing needs. Sheilla is excellent in her trade. She always made sure that I am getting the best deals and I’m always at peace and very confident that I’m in good hands. ⭐️⭐️⭐️⭐️⭐️

  • Anna Andres
    Anna Andres
    4 months ago

    I had an exceptional experience working with Sheilla Lavadia. Her professionalism and dedication was evident from the start. Not only did she ensure every detail was handled with care, but she also managed to close our client's loan early, which was a huge bonus! Sheilla's communication was clear and consistent, making the entire process smooth and stress free. I highly recommend Sheilla Lavadia for anyone seeking a reliable and efficient loan officer. It was a pleasure working with you!

  • SirWanderLust
    SirWanderLust
    4 months ago

    Working with Sheilla gave us a smooth transaction. She made it easier to go through the process of purchasing our new home. Will work with her again!

  • Zeidrick Morales
    Zeidrick Morales
    3 months ago

    Ate Sheila and her team were always there for us from day 1 (consultation) until closing date. Whenever we have a question regarding anything , she makes herself available to help us. Every step of this journey they made us feel we’re not alone. Kudos to this team. We are so grateful we met them and they were the instrument in realizing our dream.

  • Ariel Moya
    Ariel Moya
    4 months ago

    I love her passion and dedication to helping clients achieve their real estate goals. She has decades of experience, and has helped a lot of people, be successful in their real Estate ventures.

  • Lovely Villas
    Lovely Villas
    a month ago

    I am so grateful to work with Loans by Sheilla on my 1st homebuying experience, everything works so smoothly and she was very accomodating, patient as well as I am very new to this journey. I highly recommend her for those who wanna start their real state investment.

  • Alen Creencia
    Alen Creencia
    a month ago

    Sheila and her team helped me a lot during the process of purchasing our first home. They are so patient and willing to go above and beyond! Their expertise and dedication made the entire experience smooth and stress-free. From answering countless questions to providing valuable advice, they were always there when we needed them. I truly appreciated their professionalism, attention to detail, and the personal touch they brought to every interaction. I couldn't have asked for a better team to guide us through this important milestone! Thank you all!! ⭐️⭐️⭐️⭐️⭐️

  • dylan agliam
    dylan agliam
    4 months ago

    This was our first time buying a home, so we had a lot of questions and things we wanted to understand better. Throughout the whole process, Sheilla was able to communicate with us and answer all of our home loan/financing questions we had, and talk with us about what unfamiliar terms and practices meant. Thanks to her help, we had a much better understanding of what we were doing and could feel more confident moving forward. Sheilla and her team are very transparent with all the transactions. We highly recommend their team.

  • Red head
    Red head
    2 months ago

    I recently had the pleasure of working with Shiella and her team, and I can't recommend them highly enough.Their professionalism, dedication, and responsiveness were outstanding! They were committed to finding the best option for us, and I'm happy to say we are now in our sweet home.What truly stood out was their transparant communication channel that kept me informed the entire process. I'm very grateful to have had them by my side in this stressful journey, especially because it was our first time buying a home. Reach out to them if you want a broker that cares, responsive, and dedicated to your best interests. Thank you for everything!

  • Bianca Moya
    Bianca Moya
    4 months ago

    I employed by Sheilla as her Media Manager from 2019-2022 and it was a truly wonderful experience! The reviews & testimonies shared about her work and how she cares for her clients match up very well to her true work ethic and kindness! I’ve truly enjoyed working for her, and would highly suggest anyone to keep her in mind when purchasing a home not only for a loan that financially suits you but for a kind loan officer who has your best interest at heart!

  • Mani Ka
    Mani Ka
    3 months ago

    I am delighted to share my exceptional experience working with Sheilla during the process of securing my home loan. From start to the final closing, Sheilla demonstrated professionalism and expertise, making the entire process seamless.Sheilla was always available to answer my questions, no matter how small or complex. Her deep knowledge of the mortgage industry and her ability to explain every step of the process in clear, understandable terms made the entire experience stress-free and straightforward.She took the time to understand my financial situation and goals and worked tirelessly to find the best loan options available. Her proactive communication kept me informed at every stage, and her attention to detail ensured that everything proceeded smoothly.Libby, my loan processor, was equally impressive, managing all the details with precision and efficiency. Her meticulous attention to detail and timely communication kept the process moving smoothly.I would highly recommend Sheilla to anyone in need of a mortgage professional. She truly went above and beyond, and I couldn't be happier with the outcome.Thank you, Sheilla, for ensuring my homeownership journey was smooth and seamless!

  • gio gomez
    gio gomez
    3 months ago

    We had the immense pleasure of working with Sheila Lavadia and her exceptional team as our loan officer for our home purchase on April 5, 2024. From start to finish, Sheila and her team demonstrated outstanding professionalism, attention to detail, and unwavering dedication to our needs.The entire financing process was remarkably smooth and stress-free, thanks to their expert guidance and support. Sheila's deep knowledge of the mortgage industry and her strategic approach were invaluable in securing the best loan terms for us. Her team was always available to answer our questions promptly and thoroughly, ensuring we felt confident and informed every step of the way.Sheila and her team went above and beyond to ensure that all aspects of our loan approval were handled with the utmost care and precision. Their commitment to excellence was evident in every interaction, making us feel like valued clients throughout the process.We are extremely satisfied with the exceptional service provided by Sheila Lavadia and her team. We highly recommend them to anyone seeking loan services. Thank you, Sheila and team, for making our home-buying journey a truly wonderful and memorable experience!

  • James Lee
    James Lee
    a month ago

    Sheilla and her team were wonderful to work with. They were transparent and help clarify any confusion we had. I highly recommend their services to anyone looking to purchase a home.

  • Alexis Flores
    Alexis Flores
    a month ago

    I want to thank Sheilla and her team for helping me through my home buying experience. I was always receiving the best advise and they had my interests at the top of their list with what was best for me. You trully help make peoples wishes come true, ill be coming back for the next one with y’all! :)

  • Niño David
    Niño David
    2 months ago

    Buying your first home could possibly be stressful, and for someone without a financial background securing a mortgage is the most confusing part. However, Shiela and her team made our home buying process stress free. The service and personal attention we received from her was exceptional and beyond what we expected. She went out of her way to make sure we get the best possible rate and helped us secure our dream home. She was there every step of the way. I would definitely recommend her to anyone in the market for a mortgage.

  • Alili David
    Alili David
    a month ago

    Sheilla and her team were amazing and were very helpful, supportive, and made everything easy to understand. They made our first house buying experience smooth and simple. Sheilla and her team will take very good care of you, make sure all your questions and concerns are answered in a reassuring manner. I can’t recommend them enough, amazing people!!

  • Montaser Majali
    Montaser Majali
    3 months ago

    Sheilla and her team the best from all of the people I did work with. She did help me to buy three properties without her. I am not gonna be able to buy anything she you know what she’s doing good I do recommend her for everyone and she is good at referral to.

  • The Fernandez
    The Fernandez
    a month ago

    Sheila and her team made our first time home buying journey seamless. No words can express how grateful we are with her entire team.Sheila has a power to flip impossible to possible.

NOT SURE IF YOU’RE READY TO START?

Even if you're hesitant to start your home buying journey now, connecting to an expert is the first step to being successful at getting the home you want. By understanding the steps you can take to prepare, you’ll position yourself for a smoother and more informed buying experience. Book a call with us today and begin shaping your strategy for a successful home purchase.

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F.A.Q

Frequently Asked Questions

Mortgage Process

What is Loans by Sheilla?

Loans By Sheilla is a dedicated mortgage brokerage service spearheaded by Sheilla Lavadia, a seasoned mortgage professional with over 20 years of experience in the industry. Our mission is to empower individuals and families to achieve their homeownership dreams by providing knowledgeable, personalized, and efficient mortgage solutions tailored to meet diverse financial needs.

Who is Sheilla Lavadia?

Sheilla Lavadia is a highly regarded mortgage broker whose extensive experience set her apart in the competitive mortgage landscape. With a strong commitment to client education and satisfaction, Sheilla has mastered the intricacies of mortgage financing and is passionate about guiding her clients through every step of the process. Her wealth of knowledge enables her to tailor mortgage options and solutions that align with each client's unique financial circumstances.

What Services Do We Offer?

At Loans By Sheilla, we offer a wide variety of mortgage-related services, including home purchase loans, refinancing options, pre-approval services, investment property financing, and tailored guidance. Just tell us about yourself, your preferences and finances, and we'll provide you with the best rate that suits your situation.

Why Choose Loans By Sheilla?

At Loans By Sheilla, clients benefit from Sheilla Lavadia's 20 years of experience, ensuring expert guidance and customized mortgage solutions tailored to individual needs. Our commitment to transparent communication and personalized service empowers clients to make informed decisions throughout the entire mortgage process.

Where is Loans By Sheilla available?

Loans By Sheilla is available in the following states: Washington, Arkansas, Texas, California, Florida, Oregon, and Arizona.

How do I reach Loans By Sheilla's customer service?

You can email us your queries at info@loansbysheilla.com or call us at (425) 900-6082. We are available from Mondays to Fridays, 8AM-5PM, Pacific Standard Time.

What do I need to apply?

To apply for a loan with Loans By Sheilla, you generally need to provide personal information, identification, and income verification documents. You'll also need to share employment details and complete the lender's application form.

How can Loans By Sheilla help me get a pre-approval letter?

Loans By Sheilla can help you obtain a pre-approval letter by first assessing your financial information, including your income, credit history, and debt-to-income ratio. Once your application is reviewed and deemed eligible, they will issue a pre-approval letter indicating the loan amount you qualify for. This letter can be beneficial for demonstrating your financial credibility to potential sellers or real estate agents when purchasing a home.

Sheilla Lavadia with Loans By Sheilla, LLC | NMLS# 1399453

Loan Factory CO-NMLS# 320841

Licensed at WA, TX, FL, CA, AR, AZ, OR

14205 SE 36th St, STE 112 Bellevue, WA 98006

sheilla@loansbysheilla.com

(425) 218 5534

ABOUT US
CONTACT US

Email: info@loansbysheilla.com

Customer Support: (425) 900 6082